Privacy Policy | First Federal Savings Bank

First Federal Savings Bank values you as a customer!

It’s important to keep your identity from being stolen by someone who can potentially harm your good name and financial well-being. Identity theft occurs when someone uses your name, address, Social Security Number, credit card or financial account numbers, passwords, and other personal information without your knowledge to commit fraud or other crimes.

What Does First Federal Savings Bank of Champaign-Urbana Do with Your Personal Information?

Rev. Date 9/2018

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Account balances Payment history Transaction or loss history Account transactions Account information
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons First Federal Savings Bank of Champaign-Urbana chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does First Federal Savings Bank of Champaign-Urbana Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes – information about your creditworthiness	No	We Don't Share
For our affiliates to market to you	Yes	Yes
For our non-affiliates to market to you	Yes	Yes

To limit our sharing: Call 217-356-2265 or mail the form below.

Please note, if you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions? Call 217-356-2265 or go to 356bank.com

What We Do
How does First Federal Savings Bank of Champaign-Urbana protect my information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Federal Savings Bank of Champaign-Urbana collect my information?	We collect your personal information, for example, when you Open an account Apply for a loan Use your credit or debit card Give us your contact information Show your driver's license We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes - information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include companies with a First Fed Investments and Planning and GTPS Insurance Agency name.
Non‑Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Nonaffiliates we share with can include DocuMatix, an email marketing vendor
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. First Federal Savings Bank of Champaign-Urbana doesn't jointly market.

Other Important Information
For Illinois Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.