Residential Mortgage Rates
Locally-Retained Service
The rates and APRs shown are based on a loan amount of $150,000, 75% LTV, and a 780 minimum credit score for purchasing a single-family residence. They are subject to change without notice. Rate and APR may be adjusted based on several factors including but not limited to the loan amount, loan type, occupancy type, property type, Loan To Value (LTV) and your credit score. Your final rate may be higher or lower than quoted based on information relating to these factors, which may be determined after you submit your application. NMLS ID 435120
| Term | Rate % | APR % | P&I* |
|---|---|---|---|
| 30 Year Fixed | 6.625 % | 6.680 % | $6.40 |
| 20 Year Fixed | 6.500 % | 6.572 % | $7.45 |
| 15 Year Fixed | 6.000 % | 6.049 % | $8.44 |
| 10 Year Fixed | 5.875 % | 5.945 % | $11.04 |
Mortgage rates are current as of January 13, 2025, and are subject to change at any time. All rates are expressed as an Annual Percentage Rate or APR. Assumption: Single Family/Owner Occupied. *Monthly Principal and Interest (P&I) per $1,000 does not include amounts for taxes and insurance premiums; if applicable, the actual payment obligation may be greater.
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