Whatever your needs, First Federal has the account suited for you!
Personal Checking
Get what you want out of life.
Whether you are looking for a basic account or something with a few added perks, you will be sure to find just what you are looking for with the wide array of checking account options we have to offer. And with the convenience of many online banking features too!
To find the account that's right for you, please compare our accounts to find the right one for you.
Personal Savings
When it comes to saving money, there's no time like the present and no bank like First Federal. We offer several savings vehicles designed to suit your individual style and timeline.
We invite you to visit with one of our dedicated New Accounts Representatives and find out for yourself why First Federal is the place to help you get what you want out of life.
Statement Savings
- Interest bearing
- No monthly service charge
- No minimum balance
- Three free withdrawals per month, $1.00 thereafter
Tony T Savings Club for Kids
Hey kids! Join Tony T's savings club - Plant the "Saving" Seed Early.
Help your child or grandchild start good saving habits now with a little help from Tony T. Thrift is a gift that, once acquired, can serve an individual for a lifetime. In more cases than not, it will make the difference between a financially successful person and one who merely gets by. Because thrift is best learned early in life, we are confident that the Tony T Savings Club can be the way to help your youngsters learn the value of saving – and have a lot of fun at the same time!
Only $10 is required to open a Tony T Savings account.
Children between the ages of three and ten can join the Tony T Savings Club and earn awards for reaching their savings levels. Check out our awesome new prizes and birthday gifts below!!!
Upon opening an account, new members receive: a Mason jar drink bottle, club stickers, and a plush figure.
Prize Goals:
- $25 - Fort Knox Steel Bank
- $50 - Sunglasses
- $100 - Choice of Foam Football or Mini Soccer Ball
- $150 - Baseball Cap
- $200 - T-Shirt
- $250 - Cinch-Tie Bag
- $300 - Kite
- $350 - Camelbak Drink Bottle
- $400 - Large Soccer Ball
- $450 - Wiffle Ball & Bat
- $500 - Mini Basketball Hoop & Ball
- $750 - Watch
- $1,000 - Bluetooth Headphones
Special birthday presents and exclusive events for members. Birthday gifts: Choice of pullover, fuzzy winter cap, or backpack. First Federal may substitute an unavailable item.
Account Comparison
View the table below to compare features and find the right account for you! Get what you want out of life.
With a full menu of checking account options, you'll find just the account to fit your needs.
| Features | Club Fed Checking | Interest Checking | FIRST Checking | Statement Savings | Tony T's Savings | Commercial Checking |
|---|---|---|---|---|---|---|
| Opening Balance | $100 | $100 | $100 | $100 | $10 | $200 |
| Minimum Balance | $1500 | $500 | — | — | — | — |
| Interest Bearing |  |
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| First Federal Debit Mastercard | |
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— | — | — |
| Limit on # of Checks to Write | — | — | — | 6 wd/Mo | 6 wd/Mo | — |
| FREE Monthly e-Statements | |
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| Monthly Paper Statements | FREE | $3 | $3 | $3 | FREE | $3 |
| FREE Online Banking | |
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| FREE Online Bill Pay** | |
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— | — | — |
| No ATM Service Fee (First Federal ATMs) | |
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— | — | — |
| FREE Basic Style Checks | |
— | — | — | — | — |
| Monthly Service Charges | $10 < $1500 | $7<$500 | — | $5/wd>6 | none | $10*** |
| Fees May Reduce Earning on Account | |
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*Subject to credit approval.
**Plus $0.14 per item for checks & debits and $0.10 per deposit item.
**Plus $0.14 per item for checks & debits and $0.10 per deposit item.
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